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YOR Home is a personalized luxury real estate advisory — not a listing portal. We curate properties based on your specific needs, provide off-market access, negotiate directly with developers, and guide you through every step of the transaction with complete discretion.

Yes. We maintain direct relationships with Mumbai's leading developers — Lodha, Rustomjee, Oberoi Realty, Birla Estates, Prestige, and more. You get developer-direct pricing, pre-launch access, and priority allotments.

Most premium banks and HFCs offer home loans up to ₹15–25 Cr for luxury properties. We work with banking partners to assist you with the best rates and smooth processing. NRI buyers also have tailored NRI home loan products available.

RERA (Maharashtra RERA) mandates developer registration, escrow of 70% of buyer funds, strict timeline compliance, and dispute resolution. All projects we work with are RERA registered. We ensure full compliance before recommending any property.

Premium Mumbai locations have historically delivered 12–22% annual appreciation on capital. Rental yields in areas like Worli, Bandra, and South Mumbai range from 3–6% per year. Investment properties in Alibaug and Goa also see strong holiday rental demand.

Property registration involves execution of the sale deed at the Sub-Registrar's office, payment of stamp duty (5–6% in Maharashtra), and registration charges (1%). Our team handles all documentation, coordination with lawyers, and registration appointments on your behalf.

Key taxes include: Stamp Duty (5–6%), Registration Charges (1%), GST on under-construction properties (1–5% depending on value), Long Term Capital Gains Tax (12.5% without indexation after 2 years) on sale, and TDS of 1% if property value exceeds ₹50 lakh.

Yes. NRIs and OCIs can freely purchase residential and commercial property in India (excluding agricultural land). Payments must be made through NRE/NRO accounts in INR. We provide dedicated NRI advisory services including POA structuring, FEMA compliance, and repatriation guidance.

Yes — this is one of our key differentiators. Through our developer relationships, we provide exclusive access to properties before they reach public listing platforms. Pre-launch pricing is typically 10–20% below the market launch price.

For ready properties, the transaction typically completes in 45–90 days from shortlisting — including due diligence, documentation, financing (if any), and registration. Under-construction purchases involve a booking formality followed by a payment schedule linked to construction milestones.